Charlotte, Lake Norman and Lake Wylie real estate and homes for sale in North Carolina, waterfront properties, lakefront properties - The G4 Realty Team, REALTORS® The G4 Realty Team REALTORS(r) for Charlotte, Lake Norman and Lake Wylie, North Carolina real estate, waterfront properties, lakefront properties - NUMBER1EXPERTS™ The G4 Realty Team NUMBER1EXPERTS(tm) for Charlotte, Lake Norman and Lake Wylie, North Carolina real estate, waterfront properties, lakefront properties
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The G4 Realty Team, REALTOR®, real estate agents and broker for Charlotte, Lake Norman and Lake Wylie North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 704-583-2330.


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Mortgage Calculators: Charlotte, Lake Norman and Lake Wylie North Carolina home buying, real estate listings, and homes for sale in Mecklenburg County, NC
Welcome > Resources > Mortgage Calculators > Buying Points ...


The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




The G4 Realty Team, REALTOR®, real estate agents and broker for Charlotte, Lake Norman and Lake Wylie North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Graham
The G4 Realty Team

4320 Sandy Porter Road, Suite 100
Charlotte, NC. 28278
Phone: 704-583-2330
Fax: 704-583-3172
Email: Chris@G4realty.com

Chris Graham is the owner of G4 Realty. G4 Realty is a full service real estate company. Helping owners and investors achieve their dreams. We work with residential buyers and sellers as well as residential and commercial investors. A large part of G4 Realty’s business is generated through referrals and repeat business, a testament to our hard work and dedication. Chris believes that education is an important part of any real estate service. As well as taking his yearly continuing education classes, to date, he has earned his ABR and e-PRO designations. The Accredited Buyer Representative (ABR) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded by the Real Estate BUYER'S AGENT Council (REBAC), an affiliate of the National Association of REALTORS, to real estate practitioners who meet the specified educational and practical experience criteria. An e-PRO is a REALTOR who has successfully completed the e-PRO internet professional training program for real estate professionals. Chris is only 1 of 9 REALTORS in Charlotte with both ABR and e-PRO designations! Chris is active in the community as a member of the Steele Creek Library Association Board of Directors and supporting and working with Carolina Panther Muhsin Muhammad’s M2 Foundation for kids. In addition, G4 Realty also provides support of various charities include The Battered Women’s Shelter and Make-a-Wish foundation. We are building clients for life!

ABReProEqual HousingMLSREALTOR



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