Charlotte, Lake Norman and Lake Wylie real estate and homes for sale in North Carolina, waterfront properties, lakefront properties - The G4 Realty Team, REALTORS® The G4 Realty Team REALTORS(r) for Charlotte, Lake Norman and Lake Wylie, North Carolina real estate, waterfront properties, lakefront properties - NUMBER1EXPERTS™ The G4 Realty Team NUMBER1EXPERTS(tm) for Charlotte, Lake Norman and Lake Wylie, North Carolina real estate, waterfront properties, lakefront properties
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The G4 Realty Team, REALTOR®, real estate agents and broker for Charlotte, Lake Norman and Lake Wylie North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 704-583-2330.


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Arturo Freeman, Miami Dolphins
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Charlotte, Lake Norman and Lake Wylie area REALTORS®, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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The G4 Realty Team, REALTOR®, real estate agents and broker for Charlotte, Lake Norman and Lake Wylie North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Graham
The G4 Realty Team

4320 Sandy Porter Road, Suite 100
Charlotte, NC. 28278
Phone: 704-583-2330
Fax: 704-583-3172
Email: Chris@G4realty.com

Chris Graham is the owner of G4 Realty. G4 Realty is a full service real estate company. Helping owners and investors achieve their dreams. We work with residential buyers and sellers as well as residential and commercial investors. A large part of G4 Realty’s business is generated through referrals and repeat business, a testament to our hard work and dedication. Chris believes that education is an important part of any real estate service. As well as taking his yearly continuing education classes, to date, he has earned his ABR and e-PRO designations. The Accredited Buyer Representative (ABR) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded by the Real Estate BUYER'S AGENT Council (REBAC), an affiliate of the National Association of REALTORS, to real estate practitioners who meet the specified educational and practical experience criteria. An e-PRO is a REALTOR who has successfully completed the e-PRO internet professional training program for real estate professionals. Chris is only 1 of 9 REALTORS in Charlotte with both ABR and e-PRO designations! Chris is active in the community as a member of the Steele Creek Library Association Board of Directors and supporting and working with Carolina Panther Muhsin Muhammad’s M2 Foundation for kids. In addition, G4 Realty also provides support of various charities include The Battered Women’s Shelter and Make-a-Wish foundation. We are building clients for life!

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